In 2006 "E-Card Banking System" has been developed with "L-Soft" and "ArmSoft" companies based on formats of "Operation Day" system and "Armenian Card" payment system.
The system was developed and installed in 4 commercial banks letting the customers realize such remote transactions as:

• statement representation of opening a card account;
  
• card’s data changing request;
  
• credit history review;
  
• transaction report/statement;
  
• utility payments report;
  
• subscription to a monthly report;
  
• money transfers via SWIFT system;
  
• transfers to a bank account via BankMail system;
  
• money transfers from card to card;
  
• credits repayment;
  
• utility services' cyclic payments;
  
• prepaid cards purchase;
  
• other payments;
  
• card and/or bank account balance online review;
  
• provide copies of requests for cancellation of the transaction.
  

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